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It offers members a convenient way to get generic otc health and wellness products — up to a certain. Webthere are four ways to buy otc products with your quarterly allowance. Visit aetna. nationsbenefits. com. Call a nations otc member experience. Keep this booklet handy. Use this to place an otc benefit order. Get a list of eligible products and more details about your benefit. Go back to otc benefits overview. About your otc benefit. Webas an aetna® member, you have an otc benefit through nationsbeneits. You can use the benefit allowance you receive with your aetna medicare advantage plan to buy. To find your nearest location, go to.